Products & Services

Checking Accounts

Regular Checking Account

For personal or business accounts. Unlimited checking with no minimum balance requirement. There is a $0.07 per debit service charge. You must deposit $50.00 to open this account.

Student Checking Account

Unlimited checking with no minimum balance requirement or service charge. You must be a full-time student. You must deposit $50.00 to open this account.

65 and Over Account

Unlimited checking with no minimum balance requirement or service charge. You must deposit $50.00 to open this account.

NOW Checking Account

For personal accounts only. Unlimited checking with a minimum balance of $500. If the balance falls below the required balance a $4.00 service charge applies. There is a $0.07 per debit service charge. You must deposit $500.00 to open this account.

Money Market Checking Account

For personal or business accounts. Limit of 6 debits per monthly statement cycle. There is a minimum balance of $2,500.00. If the balance falls below the required balance a $4.00 service charge applies. There is a $0.07 per debit service charge. You must deposit $2,500.00 to open this account.

First Club Checking Account

For personal accounts only. Unlimited checking with no minimum balance requirement. You must deposit $50.00 to open this account. There is a monthly club charge of $8.00 that includes the following benefits:

$10,000 Accidental Death and Dismemberment Insurance, 24-Hour coverage on all Member accounts as defined in the insurance certificate. Coverage is divided equally among all account owners of a joint account.
Rebates on Everyday Purchases – A program providing Members with cash rebates on the cost of their everyday purchases like groceries, clothing, etc. Members may submit rebate forms, in accordance with the instructions provided, one time per quarter.
Cash Rewards – A service through which Members may register one credit or debit card on the Cash Rewards website. Members may receive a credit to their registered card on qualifying purchases made with their registered card when shopping through the merchant links on the Cash Rewards website. Participating merchants may change without notice.
Identity Protection Service – A service which provides the Member, through a secure automated phone call, notification of any attempt to obtain a credit account using the Member’s personal information, either by the Member or by an imposter. The Member can either approve or reject each credit application. Member may register up to a total of three personal phone numbers.
Purchase Protection and Extended Warranty – A service entitling Members to 90-day purchase replacement coverage and an extended warranty on new purchases when payment for such purchases is made by the Member with a single check or a single debit card transaction from a covered account.
Free Cashier’s Checks and Money Orders.
Half off one annual Safe Deposit Box rental.
Free Club checks

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